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Current posted rates are in effect as of 11/24/2009 5:14:19 PM Central Time.
Rates are subject to change without notice.

Bond market is key!!



30yr Conforming Fixed Rate
RatePointsAPRLock Days
4.500%1.125%4.623%15
4.750%0.625%4.831%15
4.875%0.125%4.913%15
The APR is calculated using a loan amount of $380,000 and these typical fees.


5/1 Fixed rate adjustible (Conforming)
RatePointsAPRLock Days
3.750%1.250%3.221%15
4.000%0.750%3.227%15
4.500%0.000%3.160%15
The APR is calculated using a loan amount of $380,000 and these typical fees.


15 Year Fixed Rate
RatePointsAPRLock Days
4.250%1.125%4.382%30
4.375%0.875%4.486%30
4.625%0.500%4.705%30
The APR is calculated using a loan amount of $380,000 and these typical fees.


High Balance 30yr Fix
RatePointsAPRLock Days
4.500%1.250%4.632%15
4.750%1.000%4.862%15
5.750%0.000%5.776%15
The APR is calculated using a loan amount of $625,000 and these typical fees.
We have many many more loan products.  WE GET IT DONE!!!

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Thomas-Chambers Real Estate/Custom Financial Services 6333 Telegraph Ave Ste 201 Oakland, CA 94609-1359
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